481 River Bluff Road

Elgin, IL
$ 350,000 Beds 4 Baths 2.5 Sq 2,520
Monthly Estimate* How much can I afford?

Rooted in history and nestled among Elgin's North End "Gold Coast" neighborhood is this circa 1933 English Tudor Revival gem that sits on a double corner lot. Historical home built by well known and highly respected Elgin Beverage distributor. Masterfully maintained this rare original owner home pays homage to its period style and charm while providing dynamic living space and function. The rounded recessed impressive front door beckons family and friends to come inside. The family and living rooms are truly the heart of this home and are open to each other for maximum use for both day to day living and grand entertaining! The family room features a bay window and warm and inviting fireplace. The adjacent living room features an exquisite curved wall of leaded glass windows that is truly breathtaking. An elegant dining room lends itself to your more formal gatherings. The Rich hardwood floors and original trim and doors are a showstopper throughout! A Galley designed working kitchen with eating nook is both functional and features original vintage cabinetry from Youngstown cabinetry co. Adjacent to the kitchen is a large screened porch perfect for summer meals and family enjoyment that overlooks the patio and yard. Tucked away for privacy and reflective retreat is a handsome den/5th bedroom that has a spacious cedar lined closet. A full bath and main floor bedroom round out the first level's living space. Upstairs are three more bedrooms - The master is generous sized with a full wall of uniquely designed closets. Bedroom three features a walk in closet, vanity nook and sconce wall lighting. The fourth bedroom has a full wall of built in closets as well. A large full bath with dual vanities, separate tub and shower services this level. Additionally there is a huge walk in hall closet for storage (or future 3rd bath? ) And several other hall closets as well! The lower level of this home is very unique and offers a "secret entrance" to the prohibition era speakeasy style pub with vintage bar, booth, fireplace, sconce lighting, paneled walls... if only the walls could talk- the stories they would tell! A fruit cellar, work shop, and mini kitchen area are a big plus too! A Four car garage with huge storage loft is accessed directly from the screened porch. Brand new roof 2020! To find a vintage home with the original family still in ownership is a rare treat indeed and it has many distinct characters throughout that define it! Great location only 22 minutes to Ohare Airport, minutes to I90 interchange, 5 minutes to historic downtown Elgin- This is a must see! AGENTS AND/OR PROSPECTIVE BUYERS EXPOSED TO COVID 19 OR WITH A COUGH OR FEVER ARE NOT TO ENTER THE HOME UNTIL THEY RECEIVE MEDICAL CLEARANCE- ALL THAT ENTER TO WEAR A MASK


  • Price
  • $ 350,000
  • Lot Size
  • 0.38 Acres
  • Bedrooms
  • 4
  • Sqr Footage
  • 2,520
  • Full Bathrooms
  • 2
  • Year Built
  • 1933
  • Half Bathrooms
  • 1
  • City, Zip
  • Elgin
  • Taxes
  • 8486
  • County
  • KANE
  • Style
  • Tudor
  • Area
  • Elgin
  • MLS#
  • 10838061
  • Zip
  • 60120
Listing Provided by: Premier Living Properties



Appliances Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
Architectural Style Tudor
Community Features Curbs, Sidewalks, Street Lights, Street Paved
Elementary School Coleman Elementary School
Exterior Features Patio
HOA Fee Frequency Not Applicable
Heating Natural Gas, Baseboard
High School Elgin High School
Interior Features Hardwood Floors, 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s)
Junior High Larsen Middle School
New Construction No
Property Type Detached Single
Property Type Residential
Sewer Public Sewer
Standard Status Active Under Contract

Interior Features

Basement Partially Finished
Bedroomspossible 4
Below Grade Finished Area 600
Full Baths 2
Half Baths 1
Kitchen Eating Area-Table Space, Galley
Total Baths 3
Total Bedrooms 4

Exterior Features

Exterior Brick
Garage Onsite Yes
Garage Ownership Owned
Garage Type Attached
Lot Dimensions 132X128
Lot Features Corner Lot
Water Source Public


  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Master On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator


Per Month

Based on the average sale price from the Naperville, IL office

  • Monthly Principal & interest $1,939
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 4.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.


Elementary School Coleman Elementary School
Middle School Larsen Middle School
High School Elgin High School

Price History

8/28/2020 Listed $350,000

Property vs Zip Code Average in 60120

AVG $230K
AVG $5,004
AVG 50
Year Built
AVG 1960
AVG 41
Data Provided by Walkscore ® not using MLS data


481 River Bluff Road Elgin, IL is a Single Family Home for sale at $350000 with 2520 sqft and a lot size of 0.38 Acres Acre(s). 481 River Bluff Road Elgin has 4 bedrooms, 2 baths and was built in 1933. The property's zip code is 60120 which is in Elgin, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 4.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.